title co/real estate AGENT INFORMATION

 property transfers




Most Arden on the Severn lots are required to pay deed-mandated annual lot assessments for general maintenance and operations of the Arden Beaches, Inc. properties to include private beaches, park areas, and boat ramps. Although the community of Arden on the Severn is not an HOA, these mandatory lot assessments must be paid annually or subject the property to possible lien. In addition to the deeded annual lot assessment, owners must pay an annual user fee in order to be granted access to beach properties and in order to purchase optional amenities. Because we are not an HOA, often times this is an important requirement that can be overlooked by real estate agents and title companies. For specific questions, please use the CONTACT US form.

Arden on the Severn includes a community association with voluntary membership known as the Arden Community Association (ACA). ACA Membership is also encouraged in this organization in order to benefit from the rental of the Arden Town Hall, monthly electronic newsletter, "NewsBuoy", and be a part of Arden's events. Membership also supports the organization's advocacy for matters related to development, environmental, and infrastructure surrounding Arden as it acts as liaison between the community and local, state, and federal jurisdictions, as well as other local organizations and environmental groups. Participation in Arden's community association is critical to its success and for the betterment of Arden on the Severn.


Arden Beaches, Inc. (ABI) manages and oversees the operation of Arden's private beaches, park areas, and boat ramps within the community. ABI is NOT an official Homeowner's Association. Property owners are required to pay the annual deed-mandated lot assessment fee associated with each lot for general maintenance of ABI properties. This fee is dictated by the original property  deed granted by Sunrise Beach, Inc. to the purchaser (most of which are dated in the 1950s). These are the deeds that created our subdivision, originally known as Sunrise Beach identified by SDAT as subdivision code 748. If the subdivision is identified as "Arden on the Severn" access may be granted by deed amendment per the organization bylaws.

The annual deed-mandated lot assessment fee is $22 per lot and $11 per half-lot. The annual user fee schedule is outlined below. If an owner does not remain current with their mandatory annual assessment and user fees, they will no longer be permitted to access ABI property, and liens may be attached to recover lot assessment arrears. Arrears remain with the property and are reported for collection during the property sale settlement process.

NOTE: The mandated annual user fee schedule is described below:

The corporation carries a master insurance plan that covers all of the active board members and seasonal personnel hired to manage beach operations.

If you have further questions on this subject (for instance, if the person is up to date on their ABI annual payments), please CONTACT US.

If you need a C.O.I. (Certificate of Insurance) for the Arden Properties, please contact:

Bay Area Insurance Group

Agent: Linda Anderson

818 E College Parkway

Annapolis MD 21409-5629

410 647 7333 x111

Email: linda@bayareains.com

* When contacting Bay Area Insurance Group for a COI, be SURE to reference Arden Beaches Inc in the subject line of your email.