Most Arden on the Severn properties are required to pay deed-mandated annual lot assessments for general maintenance and operations of the Arden Beaches, Inc. properties which include private beaches, park areas, boat ramps and other amenities and privileges. Although the community of Arden on the Severn is not a traditional HOA, these mandatory lot assessments must be paid annually or subject the property to possible lien. In addition to the deeded annual lot assessment, owners must pay an annual regulatory access user fee in order to be granted written authorization for access to and use of ABI properties, amenities, and privileges. Optional amenity fees apply. Because Arden is not a traditional HOA, often times this is an important requirement that can be overlooked by real estate agents and title companies. For specific questions, please use the CONTACT US form.

IMPORTANT NOTE: Beach Access and Amenity Passes are only issued to current authorized Arden residents. Passes issued to the owners of properties sold will be automatically voided on settlement date with notice to the former owner(s). Exceptions will be granted for rent-back situations upon request. Passes are non-transferrable. New owners must request passes using the Owner Beach & Amenity Pass Order Form.

Arden on the Severn includes a voluntary community association known as the Arden Community Association (ACA). ACA Membership is highly encouraged in this organization to support the community-level business this organization provides. Membership benefits include the ability to rent the community Town Hall building for private parties and events, support the monthly electronic newsletter, "NewsBuoy", and be a part of Arden's amazing volunteer network bringing residents various opportunities to participate in clubs and committees, meet your neighbors, and develop life-long friendships all of which maximize the experience of living in Arden on the Severn. Annual Membership to the ACA also supports the organization's advocacy for matters related to development, environmental, and infrastructure surrounding Arden as it acts as liaison between the community and local, state, and federal jurisdictions, as well as other local organizations and environmental groups. Participation in Arden's community association is critical to its success and for the betterment of Arden on the Severn.

If you need a C.O.I. (Certificate of Insurance) for the Arden Properties, please contact:

Bay Area Insurance Group

Agent: Linda Anderson

818 E College Parkway

Annapolis MD 21409-5629

410 647 7333 x111

Email: linda@bayareains.com

* When contacting Bay Area Insurance Group for a COI, be SURE to reference Arden Beaches Inc in the subject line of your email.